Gojek clone payment flow

How Does Gojek Clone app Get Money From The Drivers?

If you have been interested in starting your own Gojek clone app, then there may be a quite a few doubts in your mind with respect to how this app truly works and how you can make money on it. We are getting to discuss the whole payment flow of the app but before that we must understand the principle of making money on this app.

Basically, the business model of this application is based on commissions. So, basically, each time someone uses the app to make a booking, of the charges that the User pays includes your fee too. You are, however, not charging the User.

Confused in the Gojek Clone Payment Flow?

Well, let’s say Tom is a great driver. He registers into your Gojek clone app to start getting jobs. Now, he will earn say 10 USD for a 10 minute ride (these are just examples, guys). The Application owner can set a commission, say 10%. Now, the driver is making 10 USD for a ride, and 10% of 10 USD is 1 USD. So, the app owner gets 1 USD and the driver keeps 9 USD. They commission money is not taken from the User but is deducted from the charges of the driver himself.

This makes it absolutely convenient for the users to quickly book rides from one place to another with one consolidated price. The charges are levied on the service provider because after all, they are getting more business, just because of you!

How does the App owner pay the driver and vice versa?

This is probably the most confusing things. In our experience, we’ve been asked this question at least a hundred times. So, here’s explaining the payment flow of the Gojek Clone app.

  1. The user is allowed to make a payment for their services in either Cash or through Credit card and In-App wallet.
  2. When the User makes a payment in Cash. The money is directly handed over to the service provider at the end of the service.
  3. When the Credit card method is used, at the end of the services, the app automatically deducts the money using the details stored in the payment gateway vaults during the process of registration.
  4. In the App wallet method, a card is used to recharge or “top up” the online app wallet balance. This is virtual money that can be used to make a payment of the services when done.
  5. Now, when the user makes the payment using the card or in-app wallet, the entire amount goes to the application owner and not the driver.

Let, we try to look at it from an example

Tom (again) is a driver registered with your app and get the notification. Your app charges a 10% commission per ride to Tom. He seems to be quite happy with that arrangement. And has agreed to settle the amount at the end of every week.

Tom gets about 100 rides in that week and earns a total of 1000 USD. Of this 1000 USD, Tom gets cash rides of only 350 USD. Snd the payment for the remaining rides was made either using card or in app wallet.

So, at the end of the week, Tom sis to calculate how much is his actual earning. 10% of 1000 USD is 100 USD. So, he has to give the company 100 USD and he can keep 900 USD. But he has only 350! So, the company keeps 100 USD with them and returns 550 USD to Adam in the wallet of Gojek Clone App!

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